Winchester, TN 37398

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Winchester, TN 37398

Address: 601 Old Cowan Rd, Winchester, TN, 37398
Phone number: (615) 912-3511
1
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How does the process work?

step 1

Apply today

Share some important information about the vehicle and get the process started. It takes less than a few minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We will authenticate the information you give us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (call for specifics) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money wired directly to your bank. We lead the industry in efficiency.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved and funded in just a few hours calling 855-211-5880 or applying online.

2.
Low and competitive rates.

Our expedited online processing saves costs and we extend those savings to you.

3.
Get your money and keep using your vehicle.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Borrow online quickly and conveniently.

Get pre-qualified, approved, and funded all by phone and email.

5.
Bad credit - No Issue!

Bad Credit is OK! Bankruptcies must be approved.

6.
The Most Flexible Loan On The Market.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Clear Vehicle Title

The title must be under your name and the vehicle must be lien-free.

2. State-Issued Drivers License

You'll need a form of identification.

3. Valid Car Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle must be present

You must have the vehicle and you must provide proof of ownership.

6. Valid Income Verification

You must have proof of income at least $1500 a month.

What our customers say about us:

I literally had no idea what to do

My daughter needed an emergency dental procedure and I needed some money in the short term until insurance could verify everything and re-pay me. I love this loan so far as Master is very good at communicating with me and providing an easy way to re-pay them monthly.

- Horacio Barret
Master made it easy to reach out.

When I picked up the phone and called around for loan options I was having a bad experience until I landed on Master. They immediately made me feel better about asking for a loan. I know thousands of people get loans everyday and it shouldn’t make me feel irresponsible asking for help, but it does. However, after speaking with them they re-assured me I was way ahead of the pack with consistent work history and a vehicle with considerable value left. In a few hours, my docs were verified and money was wired.

- Karolyn Colten
I’m genuinely thankful for your help!

Moving apartments put me in a bind but Master Title Loans walked me through the process and the next day I had cash in my account ready to go. Multiple lenders offered me half of what Master did.

- Spirit Augustine
Grateful for the professionalism.

I have a higher end vehicle and was worried I would be offered a lowball amount from an internet lender but I gave it a try and it turned out to be a very clear and seamless process to financing. I was offered about 90 percent of my vehicle value and took everything I needed. I recommend having your documents in hand before calling for faster underwriting.

- Eryn Ronnette
Master Title Loans is a savior!

I’m a digital nomad in the USA and I needed about $1,500 for a new computer quickly so no interruptions occurred to my business. I funded my Subaru Forester for several thousand more and decided to upgrade my equipment and business entirely, all while remaining mobile. Thanks Master Team!

- Emelina Mordechai
Got my money and I’m still driving.

My vehicle was free and clear of loans until some things came up and I decided to utilize a car title loan from Master. My loan amount is twice than what I originally thought I would qualify for so no complaints there. I am scheduled to repay in six months and I am told the process of recovering my title is handled promptly by Master when completed.

- Kassandra Dione

Winchester Car Title Loans

Here as Master Title Loans, every single one of the 10,000 + Winchester Residents are treated like family. We understand that your vehicle is the lifeblood of your future and property and without transportation it would be impossible to thrive in such a large community. But, times get tough and when they do, we encourage our Winchester neighbors to look our way and to not be afraid to apply for some quick financial relief through a car title loan. 

The data shows us that trucks are one of the most common vehicles in Winchester and we know this to be true. Don’t worry! When you get a car title loan from Master Title Loans, you get to keep driving and using your vehicle as you see fit. Remember when you are on the road next time to look to your right and to your left and understand that you are not the only person who needs a title loan. Thousands of Winchester locals have used us and so can you. Stay mobile and replenish your bank account at the same time with Master Car Title Loans.

What Is A Car Title Loan?

If your car or truck is paid off it most likely has some remaining sell value and lending value. What we do is assess the lending value and loan up to a high percentage of that amount in cash. More often than not, especially in today’s market, your vehicle will qualify for $2500 or more in financing. At Master Title Loans, your vehicle value and repayment ability are the two most considered factors in qualifying. It is not uncommon for some borrowers to qualify for an excess of $10,000 or more for their higher end vehicles like:

  • BMW
  • Lexus
  • Premium Trucks
  • Sports Cars
  • & Luxury SUV’s

Repayment is on a monthly basis and you do not have to borrow the full amount extended in the offer.

How Does It Work for Winchester Locals?

Pick up the phone and call one of our agents today. It would be helpful to have your vehicle title in hand and your insurance information as well as your personal state-issued identification. We will go over some specific details about the vehicle to pre-qualify your title for a loan. Once you are pre-qualified we will schedule an official inspection for your vehicle that should give us an exact number for lending value. Paperwork will be sent to your email for you to review and sign. Once all documents have been received and verified we will authorize your payment to be wired directly to your bank account and your car title loan will be complete.

Payments will be automatically set up during the document preparation process once your banking and routing numbers have been authenticated.

How Long Does The Process Take?

For Winchester residents getting a car title loan can take as little as 24 hours. Prequalification takes less than 15 minutes. Inspections are typically scheduled the next day but can be performed same-day if you apply early enough. Let our skilled agents guide you along the process and explain it step-by-step to avoid confusion. We truly set the bar for customer service & funding time in the car title loan industry through utilizing a highly efficient remote business model.

Call one of our agents today and experience our process for yourself. We’re confident you’ll love us!

Frequently Asked Questions:

  • I already have a loan on my vehicle. Can I get a title loan?

    Vehicles with pre-existing liens do not qualify for a title loan. All cars to be considered for financing must be free and clear of any debt as well as be owned outright by the individual applying for financing.

  • My car has value but I rarely use it and have canceled the insurance. Can I still get financing?

    All vehicles to be considered for a title loan must have valid insurance that meets your state minimum requirements for liability and property damage. After quickly pre-qualifying your vehicle right over the phone , consider reinstating your insurance immediately to be officially considered for a car title loan.

  • How much can you offer for my vehicle?

    The finance amount will vary based on any remaining value in your vehicle. Master Title Loans is an industry leader and we may offer significantly more for your vehicle than the “other guys”. 

    Chat with one of our specialists right over the phone and we should be able to provide you with an accurate estimate in as little as 15 minutes. Once your vehicle has been officially inspected your official offer with an exact dollar amount will be made.

  • If I’m able to pay my loan off early, will I be penalized?

    Absolutely not. All title loans are eligible to be paid in full without a prepayment penalty after your first month’s payment. Once all payments and documents have been cleared. Your title will be returned to you. 

  • Must I have a job?

    Yes. All applicants who intend to apply for a car title loan should have verifiable income from a steady source going as far back as several months. If you are currently not earning income, We will not be able to prove responsibly that you possess an adequate ability to repay. You loan amount may also be affected by your current debt-to-income ratio.

  • Does my credit matter?

    Yes, but not as much as you think. All major discrepancies such as foreclosures and bankruptcies can prove difficult to overcome, however, if simple bad credit is holding you back from applying we still encourage you to try. Bad credit is one of the last variables considered when it comes to your repayment ability.

     At Master Title Loans, We are more concerned with the value of the vehicle being financed and your ability to show you can repay the loan without hardship. 

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